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Educated consumers are a beauty professional best client..

Carol Bates Email
Insurance and Tax Specialist
helping beauty professionals since 1995
251-675-8977
Disability insurance
especially vital for the self employed (can you live without your income?).
Business Overhead Expense insurance
covers your salon expenses if you are the owner (so your salon won't close if you suddenly can't work due to an illness or accident).
Life insurance
all types (if you love your family you will provide for them when you are gone).
Critical Illness insurance
pays a lump sum of cash if diagnosed with a major illness (very useful if you can't qualify for disability insurance).
Long Term Care insurance
so you can be cared for with dignity without having to sell your home and drain your bank account.
IRA's and Annuities
roll over a 401-k without being taxed - save for your retirement (social security was meant to supplement your income not be your income).
Taxes
individual and self-employed income taxes for all states (finding LEGAL tax deductions for you by performing a personalized analysis of your tax situation).